| Balance Sheet ($000) |
| Period Ended |
2023 FY
12/31/23 |
2022 FY
12/31/22
|
2021 FY
12/31/21
|
2020 FY
12/31/20
|
2019 FY
12/31/19
|
| Total Assets |
8,468,678 |
8,763,969
|
7,695,037
|
4,551,789
|
3,577,260
|
| Total Loans |
6,353,942 |
6,180,499
|
4,621,836
|
2,789,101
|
2,573,751
|
| Total Deposits |
7,197,800 |
7,178,921
|
6,465,916
|
3,910,399
|
2,954,453
|
| Total Equity |
1,039,007 |
972,529
|
891,891
|
539,189
|
516,262
|
| Profitability (%) |
| Period Ended |
2023 FY
12/31/23 |
2022 FY
12/31/22 |
2021 FY
12/31/21 |
2020 FY
12/31/20 |
2019 FY
12/31/19 |
| Net Income($000) |
61,516 |
94,260
|
60,652
|
60,469
|
54,988
|
| Return on Average Assets |
0.73 |
1.20
|
1.15
|
1.41
|
1.75
|
| Return on Average Equity |
6.28 |
10.63
|
9.74
|
11.40
|
12.89
|
| Return on Average Tangible Common Equity |
10.58 |
17.96
|
14.74
|
16.76
|
18.53
|
| Net Interest Margin |
3.18 |
3.40
|
3.37
|
3.38
|
4.19
|
| Efficiency Ratio |
59.5 |
54.2
|
58.2
|
51.7
|
59.5
|
| Balance Sheet Ratios (%) |
| Period Ended |
2023 FY
12/31/23
|
2022 FY
12/31/22 |
2021 FY
12/31/21 |
2020 FY
12/31/20 |
2019 FY
12/31/19 |
| Loans/ Deposits |
88.3 |
86.1
|
71.5
|
71.3
|
87.1
|
| Cash & Securities/ Assets |
16.0 |
20.9
|
29.1
|
30.8
|
18.9
|
| Total Equity/ Total Assets |
12.3 |
11.1
|
11.6
|
11.6
|
14.5
|
| Tang Common Equity/ Tang Assets |
7.98 |
6.82
|
7.51
|
8.31
|
10.27
|
| Asset Quality (%) |
| Period Ended |
2023 FY
12/31/23
|
2022 FY
12/31/22 |
2021 FY
12/31/21 |
2020 FY
12/31/20 |
2019 FY
12/31/19 |
| NPAs/ Assets |
0.33 |
0.46
|
0.73
|
0.29
|
0.42
|
| NCOs/ Average Loans |
0.01 |
0.01
|
0.01
|
0.05
|
0.02
|
| Allowance for Credit Losses / Gross Loans |
1.00 |
1.00
|
1.07
|
1.15
|
0.54
|
| Reserves/ NPAs |
223.8 |
154.4
|
80.7
|
211.9
|
89.7
|
| Capital Adequacy |
| Period Ended |
2023 FY
12/31/23 |
2022 FY
12/31/22 |
2021 FY
12/31/21 |
2020 FY
12/31/20 |
2019 FY
12/31/19 |
| Tier 1 Common Capital (CET1) Ratio(%) |
9.9 |
9.0
|
9.9
|
11.4
|
11.6
|
| Tier 1 Ratio(%) |
10.5 |
9.5
|
10.5
|
12.2
|
12.6
|
| Total Capital Ratio(%) |
13.0 |
12.3
|
13.8
|
12.9
|
13.4
|
| Leverage Ratio(%) |
9.2 |
8.2
|
9.4
|
9.0
|
11.9
|
| Per Share Information ($) |
| Period Ended | 2023 FY
12/31/23 |
2022 FY
12/31/22 |
2021 FY
12/31/21 |
2020 FY
12/31/20 |
2019 FY
12/31/19 |
| Common Shares Outstanding |
14,894,209
|
14,690,614
|
13,994,079
|
10,030,267
|
10,610,259
|
| Average Diluted Shares |
15,070,579 |
14,374,931
|
11,144,866
|
10,541,251
|
9,900,319
|
| Book Value per Share |
69.76 |
66.20
|
63.73
|
53.86
|
48.76
|
| Tangible Book Value per Share |
43.28 |
38.81
|
39.47
|
36.34
|
33.08
|
| Diluted Earnings per Share |
4.08 |
6.56
|
5.44
|
5.70
|
5.52
|
Data shown on this page is extracted directly from the company’s SEC documents and/or S&P Global Market Intelligence.