Balance Sheet ($000)
Period Ended 2021 YTD
9/30/2021
2020 FY
12/31/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
Total Assets 6,407,820 4,551,789
3,577,260
3,096,535
2,932,433
Total Loans 3,533,198 2,789,101
2,573,751
2,166,181
2,087,925
Total Deposits 5,428,774 3,910,399
2,954,453
2,614,138
2,471,064
Total Equity 729,278 539,189
516,262
386,609
364,178
Profitability (%)
Period Ended 2021 YTD
9/30/2021
2020 FY
12/31/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
Net Income($000) 44,347 60,469
54,988
41,353
33,433
Net Income Attributable to Parent($000) 44,347 60,122
54,641
41,036
33,150
Return on Average Assets 1.24 1.41
1.75
1.39
1.26
Return on Average Equity 10.43 11.40
12.89
11.10
10.13
Return on Average Tangible Common Equity 15.41 16.76
18.53
18.14
16.49
Net Interest Margin 3.22 3.38
4.19
4.04
4.30
Efficiency Ratio

58.86

51.72 59.54
61.42
NA
Balance Sheet Ratios (%)
Period Ended 2021 YTD
9/30/2021
2020 FY
12/31/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
Loans/ Deposits 65.08 71.33
87.11
82.86
84.49
Securities/ Assets 11.94 11.85
13.26
13.54
14.36
Total Equity/ Total Assets 11.38 11.85
14.45
12.51
12.44
Tang Common Equity/ Tang Assets 7.48 8.31
10.27
8.83
8.41
Asset Quality (%)
Period Ended 2021 YTD
9/30/2021
2020 FY
12/31/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
NPAs/ Assets 0.33 0.29
0.44
0.05
0.49
NCOs/ Average Loans 0.01 0.05
0.02
0.05
0.08
Allowance for Credit Losses / Gross Loans 1.09 1.15
0.54
0.61
0.60
Reserves/ NPAs 181.26 211.90
89.71
223.27
87.94
Capital Adequacy
Period Ended 2021 YTD
9/30/2021
2020 FY
12/31/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
Tier 1 Common Capital (CET1)($000) 463,855 361,162
348,454
271,435
245,214
Tier 1 Capital($000) 488,120 385,068
378,608
301,125
274,469
Tier 2 Capital($000) 125,035 21,257
25,965
25,110
24,574
Total Capital($000) 613,155 406,325
404,573
326,235
299,043
Total Risk-weighted Assets($000) NA 3,158,532
3,016,661
2,535,446
2,330,938
Tier 1 Common Capital (CET1) Ratio(%) 10.8 11.4
11.6
10.7
10.5
Tier 1 Ratio(%) 11.4 12.2
12.6
11.9
11.8
Total Capital Ratio(%) 14.3 12.9
13.4
12.9
12.8
Leverage Ratio(%) 9.6 9.0
11.9
10.4
10.0
Per Share Information ($)
Period Ended 2021 YTD
9/30/2021
2020 FY
12/31/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
Common Shares Outstanding 11,952,438 10,011,342
10,587,738
9,495,265
9,818,247
Average Diluted Shares 10,503,163 10,541,251
9,900,319
9,956,353
9,958,160
Book Value per Share 61.01 53.86
48.76
40.72
37.09
Tangible Book Value per Share 38.43 36.34
33.08
27.62
24.01
Diluted Earnings per Share 4.22 5.70
5.52
4.12
3.33

Data shown on this page is extracted directly from the company’s documents and/or S&P Global Market Intelligence.