Balance Sheet ($000)
Period Ended 2021 Q1
3/31/2021
2020 FY
12/31/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
Total Assets 4,543,804 4,551,789
3,577,260
3,096,535
2,932,433
Total Loans 2,846,351 2,789,101
2,573,751
2,166,181
2,087,925
Total Deposits 3,900,594 3,910,399
2,954,453
2,614,138
2,471,064
Total Equity 550,046 539,189
516,262
386,609
364,178
Profitability (%)
Period Ended 2021 Q1
3/31/2021
2020 FY
12/31/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
Net Income($000) 18,239 60,469
54,988
41,353
33,433
Net Income Attributable to Parent($000) 18,239 60,122
54,641
41,036
33,150
Return on Average Assets 1.64 1.41
1.75
1.39
1.26
Return on Average Equity 13.58 11.40
12.89
11.10
10.13
Return on Average Tangible Common Equity 20.01 16.76
18.53
18.14
16.49
Net Interest Margin 3.31 3.38
4.19
4.04
4.30
Efficiency Ratio

51.84

51.72 59.54
61.42
NA
Balance Sheet Ratios (%)
Period Ended 2021 Q1
3/31/2021
2020 FY
12/31/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
Loans/ Deposits 72.97 71.33
87.11
82.86
84.49
Securities/ Assets 12.29 11.85
13.26
13.54
14.36
Total Equity/ Total Assets 12.11 11.85
14.45
12.51
12.44
Tang Common Equity/ Tang Assets 8.60 8.31
10.27
8.83
8.41
Asset Quality (%)
Period Ended 2021 Q1
3/31/2021
2020 FY
12/31/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
NPAs/ Assets 0.28 0.29
0.44
0.05
0.49
NCOs/ Average Loans 0.01 0.05
0.02
0.05
0.08
Allowance for Credit Losses / Gross Loans 1.15 1.15
0.54
0.61
0.60
Reserves/ NPAs 219.23 211.90
89.71
223.27
87.94
Capital Adequacy
Period Ended 2021 Q1
3/31/2021
2020 FY
12/31/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
Tier 1 Common Capital (CET1)($000) 378,394 361,162
348,454
271,435
245,214
Tier 1 Capital($000) 402,419 385,068
378,608
301,125
274,469
Tier 2 Capital($000) 21,597 21,257
25,965
25,110
24,574
Total Capital($000) 424,016 406,325
404,573
326,235
299,043
Total Risk-weighted Assets($000) 3,153,283 3,158,532
3,016,661
2,535,446
2,330,938
Tier 1 Common Capital (CET1) Ratio(%) 12.00 11.43
11.55
10.71
10.52
Tier 1 Ratio(%) 12.70 12.19
12.55
11.88
11.78
Total Capital Ratio(%) 13.40 12.86
13.41
12.87
12.83
Leverage Ratio(%) 9.30 9.04
11.92
10.43
10.04
Per Share Information ($)
Period Ended 2021 Q1
3/31/2021
2020 FY
12/31/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
Common Shares Outstanding 9,987,897 10,011,342
10,587,738
9,495,265
9,818,247
Average Diluted Shares 10,403,309 10,541,251
9,900,319
9,956,353
9,958,160
Book Value per Share 55.07 53.86
48.76
40.72
37.09
Tangible Book Value per Share 37.60 36.34
33.08
27.62
24.01
Diluted Earnings per Share 1.75 5.70
5.52
4.12
3.33

Data shown on this page is extracted directly from the company’s documents and/or S&P Global Market Intelligence.