Balance Sheet ($000)
Period Ended 2020 YTD
9/30/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Total Assets 4,706,375 3,577,260 3,096,535 2,932,433 2,300,879
Total Net Loans 2,885,789 2,562,485 2,154,667 2,079,938 1,564,000
Total Deposits 3,712,808 2,954,453 2,614,138 2,471,064 1,969,986
Total Equity 538,068 516,262 386,609 364,178 275,947
Profitability (%)
Period Ended 2020 YTD
9/30/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Net Income($000) 42,384 54,988 41,353 33,433 18,694
Net Income Attributable to Parent($000) 42,135 54,641 41,036 33,150 18,462
Return on Average Assets 1.35 1.76 1.39 1.26 0.97
Return on Average Equity 10.74 12.99 11.10 10.13 8.61
Return on Average Tangible Common Equity 15.75 19.70 18.14 16.49 12.55
Net Interest Margin 3.35 4.19 4.04 4.30 4.06
Efficiency Ratio 52.71 54.46 58.35 57.12 59.75
Balance Sheet Ratios (%)
Period Ended 2020 YTD
9/30/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Loans/ Deposits 78.34 87.11 82.86 84.49 79.64
Securities/ Assets 11.38 13.26 13.54 14.36 16.68
Total Equity/ Total Assets 11.45 14.45 12.51 12.44 12.01
Tang Common Equity/ Tang Assets 7.99 10.27 8.83 8.41 8.50
Asset Quality (%)
Period Ended 2020 YTD
9/30/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
NPAs/ Assets 0.25 0.44 0.19 0.49 0.97
NCOs/ Average Loans 0.04 0.02 0.05 0.08 0.02
Loan Loss Reserves/ Gross Loans 1.08 0.54 0.61 0.60 0.75
Reserves/ NPAs 261.63 89.71 223.27 87.94 52.90
Loan Loss Provision/ NCO NM 314.96 145.45 155.83 627.18
Capital Adequacy
Period Ended 2020 YTD
9/30/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Tier 1 Common Capital (CET1)($000) 358,393 348,454 271,435 245,214 202,313
Tier 1 Capital($000) 388,980 378,608 301,125 274,469 226,018
Tier 2 Capital($000) 30,268 25,965 25,110 24,574 23,705
Total Capital($000) 419,248 404,573 326,235 299,043 249,723
Total Risk-weighted Assets($000) 3,116,461 3,016,661 2,535,446 2,330,938 1,802,441
Tier 1 Common Capital (CET1) Ratio(%) 11.50 11.55 10.71 10.52 11.22
Tier 1 Ratio(%) 12.40 12.55 11.88 11.78 12.54
Total Capital Ratio(%) 13.40 13.41 12.87 12.83 13.85
Leverage Ratio(%) 9.50 11.92 10.43 10.04 10.32
Per Share Information ($)
Period Ended 2020 YTD
9/30/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Common Shares Outstanding 10,196,228 10,587,738 9,495,265 9,818,247 8,553,292
Average Diluted Shares 10,604,732 9,900,319 9,956,353 9,958,160 7,513,971
Book Value per Share 52.77 48.76 40.72 37.09 32.26
Tangible Book Value per Share 35.49 33.08 27.62 24.01 21.98
EPS after Extra 3.97 5.52 4.12 3.33 2.37
Core EPS Growth(%) (7.40) 26.80 22.20 20.80 9.20

Data shown on this page is extracted directly from the company’s documents.