| Balance Sheet ($000) |
| Period Ended |
2020 YTD
9/30/2020 |
2019 FY
12/31/2019 |
2018 FY
12/31/2018 |
2017 FY
12/31/2017 |
2016 FY
12/31/2016 |
| Total Assets |
4,706,375 |
3,577,260 |
3,096,535 |
2,932,433 |
2,300,879 |
| Total Net Loans |
2,885,789 |
2,562,485 |
2,154,667 |
2,079,938 |
1,564,000 |
| Total Deposits |
3,712,808 |
2,954,453 |
2,614,138 |
2,471,064 |
1,969,986 |
| Total Equity |
538,068 |
516,262 |
386,609 |
364,178 |
275,947 |
| Profitability (%) |
| Period Ended |
2020 YTD
9/30/2020 |
2019 FY
12/31/2019 |
2018 FY
12/31/2018 |
2017 FY
12/31/2017 |
2016 FY
12/31/2016 |
| Net Income($000) |
42,384 |
54,988 |
41,353 |
33,433 |
18,694 |
| Net Income Attributable to Parent($000) |
42,135 |
54,641 |
41,036 |
33,150 |
18,462 |
| Return on Average Assets |
1.35 |
1.76 |
1.39 |
1.26 |
0.97 |
| Return on Average Equity |
10.74 |
12.99 |
11.10 |
10.13 |
8.61 |
| Return on Average Tangible Common Equity |
15.75 |
19.70 |
18.14 |
16.49 |
12.55 |
| Net Interest Margin |
3.35 |
4.19 |
4.04 |
4.30 |
4.06 |
| Efficiency Ratio |
52.71 |
54.46 |
58.35 |
57.12 |
59.75 |
| Balance Sheet Ratios (%) |
| Period Ended |
2020 YTD
9/30/2020 |
2019 FY
12/31/2019 |
2018 FY
12/31/2018 |
2017 FY
12/31/2017 |
2016 FY
12/31/2016 |
| Loans/ Deposits |
78.34 |
87.11 |
82.86 |
84.49 |
79.64 |
| Securities/ Assets |
11.38 |
13.26 |
13.54 |
14.36 |
16.68 |
| Total Equity/ Total Assets |
11.45 |
14.45 |
12.51 |
12.44 |
12.01 |
| Tang Common Equity/ Tang Assets |
7.99 |
10.27 |
8.83 |
8.41 |
8.50 |
| Asset Quality (%) |
| Period Ended |
2020 YTD
9/30/2020 |
2019 FY
12/31/2019 |
2018 FY
12/31/2018 |
2017 FY
12/31/2017 |
2016 FY
12/31/2016 |
| NPAs/ Assets |
0.25 |
0.44 |
0.19 |
0.49 |
0.97 |
| NCOs/ Average Loans |
0.04 |
0.02 |
0.05 |
0.08 |
0.02 |
| Loan Loss Reserves/ Gross Loans |
1.08 |
0.54 |
0.61 |
0.60 |
0.75 |
| Reserves/ NPAs |
261.63 |
89.71 |
223.27 |
87.94 |
52.90 |
| Loan Loss Provision/ NCO |
NM |
314.96 |
145.45 |
155.83 |
627.18 |
| Capital Adequacy |
| Period Ended |
2020 YTD
9/30/2020 |
2019 FY
12/31/2019 |
2018 FY
12/31/2018 |
2017 FY
12/31/2017 |
2016 FY
12/31/2016 |
| Tier 1 Common Capital (CET1)($000) |
358,393 |
348,454 |
271,435 |
245,214 |
202,313 |
| Tier 1 Capital($000) |
388,980 |
378,608 |
301,125 |
274,469 |
226,018 |
| Tier 2 Capital($000) |
30,268 |
25,965 |
25,110 |
24,574 |
23,705 |
| Total Capital($000) |
419,248 |
404,573 |
326,235 |
299,043 |
249,723 |
| Total Risk-weighted Assets($000) |
3,116,461 |
3,016,661 |
2,535,446 |
2,330,938 |
1,802,441 |
| Tier 1 Common Capital (CET1) Ratio(%) |
11.50 |
11.55 |
10.71 |
10.52 |
11.22 |
| Tier 1 Ratio(%) |
12.40 |
12.55 |
11.88 |
11.78 |
12.54 |
| Total Capital Ratio(%) |
13.40 |
13.41 |
12.87 |
12.83 |
13.85 |
| Leverage Ratio(%) |
9.50 |
11.92 |
10.43 |
10.04 |
10.32 |
| Per Share Information ($) |
| Period Ended |
2020 YTD
9/30/2020 |
2019 FY
12/31/2019 |
2018 FY
12/31/2018 |
2017 FY
12/31/2017 |
2016 FY
12/31/2016 |
| Common Shares Outstanding |
10,196,228 |
10,587,738 |
9,495,265 |
9,818,247 |
8,553,292 |
| Average Diluted Shares |
10,604,732 |
9,900,319 |
9,956,353 |
9,958,160 |
7,513,971 |
| Book Value per Share |
52.77 |
48.76 |
40.72 |
37.09 |
32.26 |
| Tangible Book Value per Share |
35.49 |
33.08 |
27.62 |
24.01 |
21.98 |
| EPS after Extra |
3.97 |
5.52 |
4.12 |
3.33 |
2.37 |
| Core EPS Growth(%) |
(7.40) |
26.80 |
22.20 |
20.80 |
9.20 |
Data shown on this page is extracted directly from the company’s documents.