Balance Sheet ($000)
Period Ended 2022 YTD
6/30/22
2021 FY
12/31/21
2020 FY
12/31/20
2019 FY
12/31/19
2018 FY
12/31/18
Total Assets 7,370,252 7,695,037
4,551,789
3,577,260
3,096,535
Total Loans 4,978,654 4,621,836
2,789,101
2,573,751
2,166,181
Total Deposits 6,286,266 6,465,916
3,910,399
2,954,453
2,614,138
Total Equity 839,387 891,891
539,189
516,262
386,609
Profitability (%)
Period Ended 2022 YTD
6/30/22
2021 FY
12/31/21
2020 FY
12/31/20
2019 FY
12/31/19
2018 FY
12/31/18
Net Income($000) 48,149 60,652
60,469
54,988
41,353
Net Income Attributable to Parent($000) 48,149 60,652
60,122
54,641
41,036
Return on Average Assets 1.31 1.15
1.41
1.75
1.39
Return on Average Equity 11.43 9.74
11.40
12.89
11.10
Return on Average Tangible Common Equity 18.98 14.74
16.76
18.53
18.14
Net Interest Margin 3.29 3.37
3.38
4.19
4.04
Efficiency Ratio

54.16

58.19
51.72
59.54
61.42
Balance Sheet Ratios (%)
Period Ended 2022 YTD
6/30/22
2021 FY
12/31/21
2020 FY
12/31/20
2019 FY
12/31/19
2018 FY
12/31/18
Loans/ Deposits 79.20 71.48
71.33
87.11
82.86
Securities/ Assets 20.48 21.03
12.50
13.26
13.54
Total Equity/ Total Assets 11.39 11.59
11.85
14.45
12.51
Tang Common Equity/ Tang Assets 7.15 7.51
8.31
10.27
8.83
Asset Quality (%)
Period Ended 2021 YTD
6/30/22
2021 FY
12/31/21
2020 FY
12/31/20
2019 FY
12/31/19
2018 FY
12/31/18
NPAs/ Assets 0.57 0.73
0.29
0.42
0.19
NCOs/ Average Loans 0.00 0.01
0.05
0.02
0.05
Allowance for Credit Losses / Gross Loans 1.02 1.07
1.15
0.54
0.61
Reserves/ NPAs 121.81 80.70
211.90
89.71
223.27
Capital Adequacy
Period Ended 2022 YTD
6/30/22
2021 FY
12/31/21
2020 FY
12/31/20
2019 FY
12/31/19
2018 FY
12/31/18
Tier 1 Common Capital (CET1)($000) 560,433 567,095
361,162
348,454
271,435
Tier 1 Capital($000) 597,957 604,199
385,068
378,608
301,125
Tier 2 Capital($000) 193,946 189,211
21,257
25,965
25,110
Total Capital($000) 791,903 793,410
406,325
404,573
326,235
Total Risk-weighted Assets($000) 5,916,951 5,745,597
3,158,532
3,016,661
2,535,446
Tier 1 Common Capital (CET1) Ratio(%) 9.5 9.9
11.4
11.6
10.7
Tier 1 Ratio(%) 10.1 10.5
12.2
12.6
11.9
Total Capital Ratio(%) 13.4 13.8
12.9
13.4
12.9
Leverage Ratio(%) 8.5 9.4
9.0
11.9
10.4
Per Share Information ($)
Period Ended 2022 YTD
6/30/22
2021 FY
12/31/21
2020 FY
12/31/20
2019 FY
12/31/19
2018 FY
12/31/18
Common Shares Outstanding 13,407,375
13,994,079
10,030,267
10,610,259
9,524,777
Average Diluted Shares 14,035,086 11,144,866
10,541,251
9,900,319
9,956,353
Book Value per Share 62.61 63.73
53.86
48.76
40.72
Tangible Book Value per Share 37.49 39.47
36.34
33.08
27.62
Diluted Earnings per Share 3.43 5.44
5.70
5.52
4.12

Data shown on this page is extracted directly from the company’s documents and/or S&P Global Market Intelligence.